If the vehicle has exceeded the maximum agreed mileage, a charge per excess mile will apply of 6.0 + VAT pence per mile. (1) Return the vehicle and not pay the Optional Final Payment. With Personal Contract Purchase (PCP), once you have paid all of the regular monthly payments you have the option to Representative Example is based on an annual mileage of 4000. The representative example is based on an A1 credit score and therefore subject to credit rating at time of application the APR may increase. As such we are unable to determine the final APR until a full application has been processed. In the case of Moto Novo Finance, the APR is set on a rate for risk basis. Credit is subject to status and is only available to UK residents aged 18 and over. The Personal Contract Purchase finance plans shown above are available through Black Horse Ltd, St William House, Tresillian Terrace, Cardiff CF10 5BH, or Motonovo Finance, One Central Square, Cardiff, CF10 1FS.
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